Working with a Bankruptcy Attorney
Many people ask whether they need an attorney to file bankruptcy. The answer is that it depends on what you mean by “need”.
You’re not legally required to be represented by an attorney when you file a bankruptcy petition or attend your 341 hearing. But, there’s much more to a successful bankruptcy case than filling out forms.
A bankruptcy lawyer can help by…
- Helping you assess which type of bankruptcy is best for you
- Assessing whether you are likely to pass the Chapter 7 means test
- Making sure that your exempt property is protected
- Ensuring that you don’t inadvertently waive any rights
- Determining which debts should be disputed
- Assessing possible claims against creditors
- Explaining your options for secured debts and non-exempt property
- Affecting proper service on your creditors
- Preparing you for and accompanying you to the meeting of creditors
- Representing your interests if a creditor files an objection to your bankruptcy plan, a motion for relief from the automatic stay or other adverse pleadings
- Enforcing your discharge order to ensure that you get the full benefit of your fresh start
One recent study indicated that bankruptcy cases filed without an attorney were more than seven times as likely to be dismissed.
Don’t cut corners when it comes to protecting your future.